Tesla is stepping up its game when it comes to rewarding safe drivers—and it’s doing it with data from over 22 billion miles of driving!
The company just rolled out Safety Score Beta 2.2, a fresh update to the tool it uses to calculate how safely you’re driving and what you pay for Tesla Insurance.
So, what changed?
1. Say Goodbye to Forward Collision Warnings
Tesla has officially removed Forward Collision Warnings (FCW) from the Safety Score formula. If your Tesla used to ding your score for those sudden “almost-hit” alerts, you’re in luck—those don’t count anymore.
2. New Way of Measuring Speeding
The Excessive Speeding score has been updated to be more accurate. Now, it’s not just about how fast you go, but also how fast you’re going compared to the car in front of you.
3. More Emphasis on Hard Braking & Unsafe Following
Tesla slightly increased the weight of Hard Braking and Unsafe Following Time. This could be to balance out the removal of FCW from the formula. So if you’re a tailgater or tend to slam the brakes—watch out, it might cost you more on insurance.
Why Should You Care?
If you use Tesla Insurance (available in 12 U.S. states), your monthly premium is influenced by your real driving behavior—tracked in real time.
That includes:
- Hard Braking (sudden stops)
- Aggressive Turning
- Speeding
- Late-Night Driving
- Unsafe Following
- Unbuckled Driving
- Forced Autopilot Disengagement
California drivers—this doesn’t apply to you (yet) because of state privacy laws.
Where Is Tesla Insurance Available?
As of now, it’s available in: Arizona, California, Colorado, Illinois, Maryland, Minnesota, Nevada, Ohio, Oregon, Texas, Utah, and Virginia.
Tesla is using data from its massive fleet to make insurance smarter, fairer, and more personalized. This update makes the scoring system even more accurate—and if you’re a good driver, it could mean lower premiums.
Keep an eye on your Tesla app to see how your Safety Score stacks up under the new formula.
